City	Median Price	Mortgage/mo	Rent vs Own
Sunnyvale	$2,115,823	$11,261	0.31
Santa Clara	$1,742,578	$9,275	0.40
Irvine	$1,541,925	$8,207	0.41
Fremont	$1,511,226	$8,043	0.37
San Jose	$1,435,993	$7,643	0.42
Berkeley	$1,391,090	$7,404	0.42
Costa Mesa	$1,381,297	$7,352	0.42
Carlsbad	$1,358,154	$7,229	0.48
Huntington Beach	$1,333,570	$7,098	0.43
San Francisco	$1,299,230	$6,915	0.55
Orange	$1,113,823	$5,928	0.54
Torrance	$1,103,723	$5,874	0.49
Fullerton	$1,029,846	$5,481	0.50
Thousand Oaks	$1,028,113	$5,472	0.62
Garden Grove	$990,728	$5,273	0.48
San Diego	$989,768	$5,268	0.55
Los Angeles	$941,985	$5,014	0.55
Anaheim	$930,771	$4,954	0.55
Downey	$875,077	$4,658	0.48
Oceanside	$862,431	$4,590	0.64
Santa Ana	$847,509	$4,511	0.62
Long Beach	$847,495	$4,511	0.51
Escondido	$837,821	$4,459	0.57
Hayward	$837,466	$4,457	0.58
Chula Vista	$834,949	$4,444	0.65
Simi Valley	$830,175	$4,419	0.65
Santa Clarita	$794,193	$4,227	0.66
Rancho Cucamonga	$782,617	$4,165	0.68
Temecula	$757,626	$4,032	0.69
Corona	$755,545	$4,021	0.67
Oxnard	$755,254	$4,020	0.74
Salinas	$735,950	$3,917	0.66
Concord	$729,153	$3,881	0.65
Santa Rosa	$709,855	$3,778	0.67
Oakland	$700,829	$3,730	0.68
Pomona	$685,862	$3,650	0.69
Murrieta	$680,928	$3,624	0.70
Jurupa Valley	$665,644	$3,543	0.71
Ontario	$665,551	$3,542	0.70
Santa Maria	$646,468	$3,441	0.70
Roseville	$640,299	$3,408	0.73
Riverside	$639,786	$3,405	0.69
Fontana	$634,471	$3,377	0.92
Elk Grove	$631,637	$3,362	0.79
Fairfield	$603,445	$3,212	0.75
Antioch	$587,936	$3,129	0.94
Menifee	$581,835	$3,097	0.87
Moreno Valley	$545,521	$2,903	0.81
Vallejo	$518,727	$2,761	0.77
Clovis	$513,830	$2,735	0.84
Palmdale	$499,748	$2,660	1.06
San Bernardino	$483,764	$2,575	0.75
Sacramento	$472,863	$2,517	0.80
Lancaster	$465,145	$2,476	0.96
Modesto	$440,861	$2,346	0.87
Victorville	$431,662	$2,297	0.95
Stockton	$426,138	$2,268	0.89
Visalia	$393,327	$2,093	0.86
Bakersfield	$391,443	$2,083	0.91
Fresno	$386,426	$2,057	0.82
San Buenaventura	$0	$0	NaN

Data Sources & Methodology

Zillow ZHVI — Zillow Home Value Index provides smoothed, seasonally-adjusted median home values per metro area.

Mortgage Model — 20% down, 7% 30-yr fixed. Property taxes, insurance, HOA are not included. Use as directional guidance only.

Rent vs Own Ratio — Monthly rent ÷ mortgage. Below 0.8 → buying favored. Above 1.2 → renting favored.

Updated monthly · March 2026

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