San Bernardino

San Bernardino, California is a growing city with a population of approximately 223,728. The overall cost of living index sits at 113, which is above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 13% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in San Bernardino. Median rent is $1,923 per month, while the median home price is $483,764. At a median household income of $63,988, rent consumes roughly 36% of gross income, which represents a moderate housing cost burden. The housing sub-index of 132 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in San Bernardino with a sub-index of 116, while utilities is comparatively more affordable at 104. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in San Bernardino has trended upward. Among the 61 tracked cities in California, San Bernardino ranks #6 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in San Bernardino actually costs.