San Jose

San Jose, California is a mid-size city with a population of approximately 969,655. The overall cost of living index sits at 177, which is significantly above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 77% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in San Jose. Median rent is $3,222 per month, while the median home price is $1,435,993. At a median household income of $141,565, rent consumes roughly 27% of gross income, which remains manageable relative to local incomes. The housing sub-index of 293 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in San Jose with a sub-index of 182, while utilities is comparatively more affordable at 163. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in San Jose has trended upward. Among the 61 tracked cities in California, San Jose ranks #55 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in San Jose actually costs.