Santa Maria

Santa Maria, California is a growing city with a population of approximately 109,987. The overall cost of living index sits at 128, which is significantly above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 28% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in Santa Maria. Median rent is $2,415 per month, while the median home price is $646,468. At a median household income of $84,617, rent consumes roughly 34% of gross income, which represents a moderate housing cost burden. The housing sub-index of 170 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in Santa Maria with a sub-index of 132, while utilities is comparatively more affordable at 118. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Santa Maria has trended downward. Among the 61 tracked cities in California, Santa Maria ranks #17 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Santa Maria actually costs.