San Diego

San Diego, California is a major metro with a population of approximately 1,388,320. The overall cost of living index sits at 152, which is significantly above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 52% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in San Diego. Median rent is $2,893 per month, while the median home price is $989,768. At a median household income of $104,321, rent consumes roughly 33% of gross income, which represents a moderate housing cost burden. The housing sub-index of 229 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in San Diego with a sub-index of 156, while utilities is comparatively more affordable at 139. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in San Diego has remained relatively stable. Among the 61 tracked cities in California, San Diego ranks #48 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in San Diego actually costs.