Santa Clara

Santa Clara, California is a growing city with a population of approximately 131,062. The overall cost of living index sits at 198, which is significantly above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 98% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in Santa Clara. Median rent is $3,673 per month, while the median home price is $1,742,578. At a median household income of $173,670, rent consumes roughly 25% of gross income, which remains manageable relative to local incomes. The housing sub-index of 346 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in Santa Clara with a sub-index of 204, while utilities is comparatively more affordable at 182. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Santa Clara has remained relatively stable. Among the 61 tracked cities in California, Santa Clara ranks #60 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Santa Clara actually costs.