Oxnard

Oxnard, California is a growing city with a population of approximately 198,488. The overall cost of living index sits at 142, which is significantly above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 42% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in Oxnard. Median rent is $2,966 per month, while the median home price is $755,254. At a median household income of $93,372, rent consumes roughly 38% of gross income, which represents a moderate housing cost burden. The housing sub-index of 205 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in Oxnard with a sub-index of 146, while utilities is comparatively more affordable at 131. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Oxnard has remained relatively stable. Among the 61 tracked cities in California, Oxnard ranks #39 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Oxnard actually costs.