Is Concord expensive to live in?

Concord is considered expensive, with a cost index of 134 compared to the US average of 100. Living here costs about 34% more than the national average. The median monthly rent is $2,508, and the median household income is $109,195.

What salary do you need to live comfortably in Concord?

Using the standard 30% rent-to-income rule, you need at least $100,320/year to afford median rent in Concord. The median household income is $109,195, giving a rent-to-income ratio of 28%. Financial experts recommend keeping rent below 30% of gross income.

What is the average rent in Concord?

The median rent in Concord is $2,508 per month. Housing costs score 184 against the national average of 100, meaning housing is 84% more expensive than the US average.

How does Concord compare to the national average cost of living?

Concord's overall cost index is 134 vs the national average of 100. Breaking it down: housing (184), food & groceries (131), transportation (127), utilities (123), and healthcare (138). Concord is above average in most categories.

Is Concord, California a good place to live?

Concord has a population of 122,315 and a median household income of $109,195. With a cost index of 134, it offers a higher-cost lifestyle. The rent-to-income ratio is 28%, which is within healthy financial guidelines.

What are the cheapest cities near Concord?

To find the most affordable cities near Concord in California, use the Livably city comparison tool or browse the California state page. You can compare rent, cost index, income, and affordability side by side across all tracked cities.

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Concord

Monthly city intelligence across housing costs, tax load, and affordability signals to help you plan your next move with clearer numbers.

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Cost index: 134

Median rent: $2,508

Median income: $109,195

Cost Index

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About Concord

Living in Concord, California

Concord, California is a growing city with a population of approximately 122,315. The overall cost of living index sits at 134, which is significantly above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 34% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in Concord. Median rent is $2,508 per month, while the median home price is $729,153. At a median household income of $109,195, rent consumes roughly 28% of gross income, which remains manageable relative to local incomes. The housing sub-index of 184 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in Concord with a sub-index of 138, while utilities is comparatively more affordable at 123. State-level taxes also shape the true cost of living: California applies a 13.30% income tax rate, and property tax averages 0.71% of assessed home value. The combined sales tax rate is 8.85%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Concord has remained relatively stable. Among the 61 tracked cities in California, Concord ranks #28 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Concord actually costs.

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