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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Garland is a financial step down — higher costs without proportional income gain.
Garland has a cost index of 98 vs 110 for Surprise. Garland is 12 points cheaper overall. Monthly rent goes from $1,926 to $1,563 (-19%).
If you earn the Surprise median of $93,371, you would need approximately $83,185/year in Garland to maintain equivalent purchasing power, based on the cost index difference of 12 points (11%).
Median rent in Surprise is $1,926/month. In Garland it is $1,563/month — a difference of $363 per month, or $4,356 per year.
Moving to Garland is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $83,185/year in Garland. The median income there is $74,717.
Estimated monthly essentials total $4,011 in Surprise vs $3,433 in Garland — a difference of $578/month ($6,936/year).
The median home price in Garland is $283,929 vs $421,071 in Surprise. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,436 in Garland vs $2,129 in Surprise.