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Crunching costs, sorting signals, rendering insights.
Moving to Abilene is a financial step down — higher costs without proportional income gain.
Abilene has a cost index of 98 vs 110 for Surprise. Abilene is 12 points cheaper overall. Monthly rent goes from $1,926 to $1,758 (-9%).
If you earn the Surprise median of $93,371, you would need approximately $83,185/year in Abilene to maintain equivalent purchasing power, based on the cost index difference of 12 points (11%).
Median rent in Surprise is $1,926/month. In Abilene it is $1,758/month — a difference of $168 per month, or $2,016 per year.
Moving to Abilene is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $83,185/year in Abilene. The median income there is $62,720.
Estimated monthly essentials total $4,011 in Surprise vs $3,623 in Abilene — a difference of $388/month ($4,656/year).
The median home price in Abilene is $206,199 vs $421,071 in Surprise. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,043 in Abilene vs $2,129 in Surprise.