Surprise

Surprise, Arizona is a growing city with a population of approximately 158,285. The overall cost of living index sits at 110, which is above the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 10% more expensive compared to the typical U.S. city.

Housing is the largest cost driver in Surprise. Median rent is $1,926 per month, while the median home price is $421,071. At a median household income of $93,371, rent consumes roughly 25% of gross income, which remains manageable relative to local incomes. The housing sub-index of 125 highlights significantly elevated shelter costs.

Beyond housing, healthcare is the most elevated non-shelter expense in Surprise with a sub-index of 113, while utilities is comparatively more affordable at 101. State-level taxes also shape the true cost of living: Arizona applies a 2.50% income tax rate, and property tax averages 0.51% of assessed home value. The combined sales tax rate is 8.37%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Surprise has remained relatively stable. Among the 12 tracked cities in Arizona, Surprise ranks #6 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Surprise actually costs.