Garland

Garland, Texas is a growing city with a population of approximately 243,470. The overall cost of living index sits at 98, which is near the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 2% less expensive compared to the typical U.S. city.

Housing is the largest cost driver in Garland. Median rent is $1,563 per month, while the median home price is $283,929. At a median household income of $74,717, rent consumes roughly 25% of gross income, which remains manageable relative to local incomes. The housing sub-index of 95 sits close to the national norm.

Beyond housing, healthcare is the most elevated non-shelter expense in Garland with a sub-index of 101, while utilities is comparatively more affordable at 90. State-level taxes also shape the true cost of living: Texas applies a 0.00% income tax rate, and property tax averages 1.60% of assessed home value. The combined sales tax rate is 8.19%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Garland has remained relatively stable. Among the 40 tracked cities in Texas, Garland ranks #19 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Garland actually costs.