What is the cost of living in Texas?

Texas has an average cost of living index of 99, which is 12% below the national average of 112. Average monthly rent across tracked cities is $1,536, and average median household income is $79,780.

What is the cheapest city in Texas?

Beaumont is the most affordable city tracked in Texas, with a cost index of 88 and median rent of $1,275/month.

What is the most expensive city in Texas?

Frisco is the most expensive city tracked in Texas, with a cost index of 118 and median rent of $1,751/month.

What is the average rent in Texas?

The average monthly rent across 40 tracked cities in Texas is $1,536. The cheapest rent is in Amarillo at $1,245/month.

What is the average household income in Texas?

The average median household income across tracked cities in Texas is $79,780. The highest-earning city is Frisco at $146,158.

Is Texas affordable to live in?

Texas's average rent-to-income ratio is 24.8%. Financial advisors recommend keeping rent below 30% of gross income. Texas is generally considered affordable, with rent taking less than 30% of typical incomes.

Home/Texas

40 cities tracked

Texas

Compare affordability, taxes, rent pressure, and earnings across Texas’s tracked cities with a single state-level intelligence view.

All Rankings

Most affordable: Beaumont

Highest income: Frisco

Avg rent: $1,536

Avg Cost Index

0/ 100

State Population

Avg Income

Avg Rent

$0/mo

Avg Home Price

Tracked City Pop

State Intelligence Overview

Core metrics, city comparisons, and tax signals

Most Affordable

Beaumont

Index: 88Rent: $1,275

Most Expensive

Frisco

Index: 118Rent: $1,751

Highest Income

Frisco

$146,158Rent: $1,751

Texas vs National Average

Cost Index

-11.6% vs avg

Avg Rent

$1,536

-18.9% vs avg

Avg Income

$79,780

-0.7% vs avg

Cities in Texas

City	Cost	Rent	Income	Home Price	Pop	Rent/Inc
Houston	97	$1,542	$62,894	$261,976	2,314,157	29.4%
San Antonio	93	$1,361	$62,917	$247,132	1,495,295	26.0%
Dallas	99	$1,591	$67,760	$305,523	1,302,868	28.2%
Austin	107	$1,531	$91,461	$500,627	979,882	20.1%
Fort Worth	98	$1,554	$76,602	$295,822	978,468	24.3%
El Paso	94	$1,441	$58,734	$231,886	678,958	29.4%
Arlington	98	$1,462	$73,519	$307,792	398,431	23.9%
Corpus Christi	93	$1,433	$66,325	$220,110	316,595	25.9%
Plano	110	$1,717	$108,649	$501,564	290,190	19.0%
Lubbock	92	$1,388	$60,487	$207,080	266,878	27.5%
Laredo	91	$1,327	$63,264	$217,648	257,602	25.2%
Irving	101	$1,587	$79,641	$337,859	254,373	23.9%
Garland	98	$1,563	$74,717	$283,929	243,470	25.1%
Frisco	118	$1,751	$146,158	$653,858	225,007	14.4%
Mckinney	109	$1,675	$120,273	$483,340	213,509	16.7%