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Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 110 for Surprise. Dayton is 25 points cheaper overall. Monthly rent goes from $1,926 to $1,186 (-38%).
If you earn the Surprise median of $93,371, you would need approximately $72,150/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 25 points (23%).
Median rent in Surprise is $1,926/month. In Dayton it is $1,186/month — a difference of $740 per month, or $8,880 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $72,150/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $4,011 in Surprise vs $2,829 in Dayton — a difference of $1,182/month ($14,184/year).
The median home price in Dayton is $133,852 vs $421,071 in Surprise. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $2,129 in Surprise.