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Crunching costs, sorting signals, rendering insights.
Moving to Surprise looks like a financial upgrade — better income-to-cost ratio.
Surprise has a cost index of 110 vs 85 for Dayton. Surprise is 25 points more expensive overall. Monthly rent goes from $1,186 to $1,926 (+62%).
If you earn the Dayton median of $43,454, you would need approximately $56,235/year in Surprise to maintain equivalent purchasing power, based on the cost index difference of 25 points (29%).
Median rent in Dayton is $1,186/month. In Surprise it is $1,926/month — a difference of +$740 per month, or $8,880 per year.
Moving to Surprise looks like a financial upgrade — better income-to-cost ratio. The salary equivalent to maintain your current lifestyle is $56,235/year in Surprise. The median income there is $93,371.
Estimated monthly essentials total $2,829 in Dayton vs $4,011 in Surprise — a difference of +$1,182/month (+$14,184/year).
The median home price in Surprise is $421,071 vs $133,852 in Dayton. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $2,129 in Surprise vs $677 in Dayton.