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Crunching costs, sorting signals, rendering insights.
Moving to Dayton is roughly financially neutral — costs and incomes shift together.
Dayton has a cost index of 85 vs 93 for Rochester. Dayton is 8 points cheaper overall. Monthly rent goes from $1,434 to $1,186 (-17%).
If you earn the Rochester median of $46,628, you would need approximately $42,617/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 8 points (9%).
Median rent in Rochester is $1,434/month. In Dayton it is $1,186/month — a difference of $248 per month, or $2,976 per year.
Moving to Dayton is roughly financially neutral — costs and incomes shift together. The salary equivalent to maintain your current lifestyle is $42,617/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $3,226 in Rochester vs $2,829 in Dayton — a difference of $397/month ($4,764/year).
The median home price in Dayton is $133,852 vs $228,693 in Rochester. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $1,156 in Rochester.