Rochester

Rochester, New York is a growing city with a population of approximately 207,274. The overall cost of living index sits at 93, which is below the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 7% less expensive compared to the typical U.S. city.

Housing is the largest cost driver in Rochester. Median rent is $1,434 per month, while the median home price is $228,693. At a median household income of $46,628, rent consumes roughly 37% of gross income, which represents a moderate housing cost burden. The housing sub-index of 84 sits close to the national norm.

Beyond housing, healthcare is the most elevated non-shelter expense in Rochester with a sub-index of 96, while utilities is comparatively more affordable at 86. State-level taxes also shape the true cost of living: New York applies a 10.90% income tax rate, and property tax averages 1.33% of assessed home value. The combined sales tax rate is 8.53%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Rochester has remained relatively stable. Among the 5 tracked cities in New York, Rochester ranks #2 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Rochester actually costs.