Cincinnati

Cincinnati, Ohio is a mid-size city with a population of approximately 311,097. The overall cost of living index sits at 94, which is below the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 6% less expensive compared to the typical U.S. city.

Housing is the largest cost driver in Cincinnati. Median rent is $1,425 per month, while the median home price is $244,309. At a median household income of $51,707, rent consumes roughly 33% of gross income, which represents a moderate housing cost burden. The housing sub-index of 85 sits close to the national norm.

Beyond housing, healthcare is the most elevated non-shelter expense in Cincinnati with a sub-index of 97, while utilities is comparatively more affordable at 86. State-level taxes also shape the true cost of living: Ohio applies a 3.50% income tax rate, and property tax averages 1.36% of assessed home value. The combined sales tax rate is 7.24%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Cincinnati has remained relatively stable. Among the 6 tracked cities in Ohio, Cincinnati ranks #5 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Cincinnati actually costs.