Detroit

Detroit, Michigan is a mid-size city with a population of approximately 633,218. The overall cost of living index sits at 84, which is below the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 16% less expensive compared to the typical U.S. city.

Housing is the largest cost driver in Detroit. Median rent is $1,318 per month, while the median home price is $74,828. At a median household income of $39,575, rent consumes roughly 40% of gross income, which places a heavy burden on household budgets. The housing sub-index of 61 reflects well below-average housing expenses.

Beyond housing, healthcare is the most elevated non-shelter expense in Detroit with a sub-index of 87, while utilities is comparatively more affordable at 78. State-level taxes also shape the true cost of living: Michigan applies a 4.25% income tax rate, and property tax averages 1.32% of assessed home value. The combined sales tax rate is 6.00%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in Detroit has trended downward. Among the 6 tracked cities in Michigan, Detroit ranks #1 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in Detroit actually costs.