Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Safest cities in Wales, United Kingdom in 2026. Cardiff leads with a safety score of 62/100 and crime rate of 72.5/1k. Average safety across the region is 62/100.
Safest cities in Wales, United Kingdom in 2026. Cardiff leads with a safety score of 62/100 and crime rate of 72.5/1k. Average safety across the region is 62/100.
Cardiff ranks #1 with a cost index of 92 and rent of £850/month.
Average cost index across these cities: 88 (-11 vs national average of 99).
Average quality of life: 65/100. Top: Cardiff at 63/100.
Safest city: Cardiff (62/100 safety score).
Here's where the conversation shifts from 'affordable' to 'strategic': Cardiff stands out as the top-ranked city in this analysis. With a cost index of 92 and median income of £31,000, it offers below-average costs relative to the rest of United Kingdom. Financially, that's significant.
On quality of life, Swansea leads with a composite score of 66/100 — reflecting its safety (62), healthcare (65), and walkability (62) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Cardiff — cost index 92, rent £850/mo, income £31,000, QoL 63/100.
Swansea — cost index 84, rent £650/mo, income £28,000, QoL 66/100.
Cardiff ranks #1 in Wales for this analysis with a cost index of 92 and median income of £31,000.
The region average QoL score is 61/100. Cardiff leads with 63/100, reflecting its safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Cardiff (ranked #1) has a cost index of 92 and rent of £850/mo. Swansea (#2) has index 84 and rent £650/mo — a 8-point gap.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.