What is the cost of living in Cardiff?

Cardiff has a cost of living index of 96 (100 = United Kingdom average). Median monthly rent is £940 and median household income is £32,600.

What is the average rent in Cardiff?

The median monthly rent in Cardiff is £940. The median home price is £275,000.

Is Cardiff affordable?

Cardiff's rent-to-income ratio is 34.6%. This exceeds the recommended 30% threshold, meaning rent takes a significant portion of household income.

What are the average salaries in Cardiff?

Salaries in Cardiff vary by occupation. Software Engineers earn a median of £73,152, Registered Nurses earn £40,934, and Teachers earn £29,760.

What is the quality of life in Cardiff?

Cardiff scores 62/100 on our quality of life index, which factors in affordability, safety (62/100), healthcare (72/100), air quality, green space, and transit access.

Cardiff has a safety score of 62/100 with a crime rate of 72.5 per 1,000 residents. Safety varies by neighborhood.

Is Cardiff good for digital nomads?

Cardiff scores 65/100 for digital nomads, factoring in internet speed (58 Mbps), walkability (72/100), safety, and cost of living. It has room to improve for the nomad lifestyle.

What is the weather like in Cardiff?

Cardiff has summer highs around 20°C (68°F) and winter lows around 5°C (41°F). The city gets 1,518 hours of sunshine per year with 1065mm of rainfall and 5 snow days.

Home/United Kingdom/Wales/Cardiff

United Kingdom

Wales

362,000

Cardiff

Cost of living, rent, income, taxes, and expenses for Cardiff, United Kingdom.

Cost Index

0/100

Income

£32,600/yr

Rent

£940/mo

Home Price

£275,000

Population

362,000

12mo Trend

0pts

Quality of Life Dashboard

Overall QoL

National avg: 60

Safety

Crime: 72.5/1k

Healthcare

Walkability

Nat avg: 72

Digital Nomad

Nat avg: 64

Purchasing Power

33958

Air Quality (AQI)

Green Space

25%

Education

78/100

Climate & Weather

Summer

20°C

68°F

Winter

5°C

41°F

Sunshine

1,518

hrs/year

Rainfall

1065

mm/year

Snow Days

days/year

Temperature Range

-20°C0°C20°C40°C

Lifestyle Intelligence

Walk Score72/100

Transit Score48/100

Internet Speed58 Mbps

Avg Commute26 min

Nightlife72/100

Startup Score52/100

3 Universities

Education score: 78/100

Grocery Basket & Monthly Costs

🥛

Milk (1L)

£1.02

🍞

Bread

£0.98

🥚

Eggs (12)

£2.35

🍚

Rice (1kg)

£1.35

🍗

Chicken (1kg)

£5.50

🍺

Beer (500ml)

£4.20

☕

Coffee

£2.90

🚌

Transit Pass

£58

💪

Gym

£25

🎬

Cinema

£10

Monthly Essentials Total£165

Estimated from 15L milk, 8 loaves, 48 eggs, 4kg rice, 8kg chicken + transit + gym

Everyday Cost Snapshot

Groceries

£169

monthly household grocery budget

Utilities

£85

electric, water, and home basics

Internet

£58

home broadband estimate

Phone

£34

mobile service estimate

Transportation

£113

monthly transit and local travel

Healthcare

£94

routine monthly healthcare spend

Essentials total

£1,493

After essentials

£1,224

Rent share

34.6%

Cost Breakdown

Housing

+8%vs avg

Food & Groceries

-9%vs avg

Transportation

-10%vs avg

Utilities

-15%vs avg

Healthcare

0%vs avg

Top Neighborhoods

Canton£860/mo

Foodie & community

Roath£920/mo

Parks & independents

Cardiff Bay£1,030/mo

Waterfront modern

Salary Ranges in Cardiff

RoleEntryMedianExpert

Chief Executive£84,188£116,928£166,038

General Manager£42,896£59,578£84,601

Operations Manager£41,292£57,350£81,437

Marketing Manager£62,941£87,418£124,134

Sales Manager£54,121£75,168£106,739

HR Manager£52,116£72,384£102,785

Financial Manager£60,134£83,520£118,598

IT Manager£65,747£91,315£129,667

12-Month Trend

Similar Cities in United Kingdom

Leeds96

Yorkshire · £950/mo · QoL 59

Plymouth97

South West · £870/mo · QoL 63

Birmingham97

West Midlands · £950/mo · QoL 56

Glasgow95

Scotland · £960/mo · QoL 60

Coventry94

West Midlands · £880/mo · QoL 56

Nottingham94

East Midlands · £880/mo · QoL 59

Other Cities in Wales

Swansea

£720/mo · QoL 66

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Frequently Asked Questions

Affordability Score

Affordable — income vs rent

Digital Nomad Profile

DN Score

Internet

58 Mbps

Commute

26 min

Safety

62/100

Walkability

72/100

Tax Rates

Income Tax20%

National Insurance8%

Council Tax (est.)1.8%

VAT20%

Combined Tax Load

49.8%

Budget Quick Look

Monthly Income (est.)

£2,717

Median Rent

£940

After Rent

£1,777

Rent-to-Income

34.6%

Housing

Median Home Price

£275,000

Population

362,000

Startup Ecosystem

Startup Score

Emerging scene

Assembling your view…

Crunching costs, sorting signals, rendering insights.