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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Liverpool air quality: AQI 32 — good. Green space 15%. Compared to North West cities in 2026.
Liverpool air quality: AQI 32 — good. Green space 15%. Compared to North West cities in 2026.
Liverpool: cost index 92 (-11 vs national avg 103), rent £830/month.
North West region average cost index: 103. Liverpool is -11 vs region peers.
Quality of life: 57/100 — safety 52, healthcare 70, walkability 72.
Safety score: 52/100 (crime rate 98.7/1k). National average: 61/100.
Here's what the headline numbers don't tell you: Liverpool has a cost index of 92 — 11 points below the United Kingdom national average of 103. Median income is £30,500 with rent at £830/month, putting the rent-to-income ratio at 33%. That's a strong position by any measure.
Context matters here. looking at North West as a whole, the spread across all 27 cities is 50 points on the cost index. London sits at the other end with index 142 and rent of £2,000/mo. That's not a marginal difference — it reshapes your monthly budget.
On quality of life, Liverpool scores a composite score of 57/100 — reflecting its safety (52), healthcare (70), and walkability (72) metrics. Context matters here. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Liverpool | 92 | £830 | £30,500 |
| 2 | Aberdeen | 98 | £810 | £35,800 |
| 3 | Plymouth | 97 | £870 | £31,000 |
| 4 | Swansea | 87 | £720 | £29,500 |
| 5 | Belfast | 89 | £780 | £30,500 |
| 6 | Exeter | 106 | £1,020 | £32,600 |
| 7 | Norwich | 99 | £920 | £32,000 |
| 8 | York | 107 | £1,080 | £34,700 |
| 9 | Edinburgh | 110 | £1,220 | £37,000 |
| 10 | Cambridge | 129 | £1,450 | £41,000 |
| 11 | Oxford | 132 | £1,500 | £39,000 |
| 12 | Newcastle upon Tyne | 89 | £800 | £30,500 |
| 13 | Cardiff | 96 | £940 | £32,600 |
| 14 | Bristol | 112 | £1,200 | £35,800 |
| 15 | Brighton | 122 | £1,350 | £37,000 |
| 16 | Sheffield | 91 | £830 | £30,000 |
| 17 | Sunderland | 83 | £660 | £28,400 |
| 18 | Glasgow | 95 | £960 | £32,600 |
| 19 | Reading | 124 | £1,300 | £40,000 |
| 20 | Southampton | 113 | £1,130 | £35,200 |
Liverpool — cost index 92, rent £830/mo, income £30,500, QoL 57/100.
Aberdeen — cost index 98, rent £810/mo, income £35,800, QoL 65/100.
Plymouth — cost index 97, rent £870/mo, income £31,000, QoL 63/100.
Swansea — cost index 87, rent £720/mo, income £29,500, QoL 66/100.
Belfast — cost index 89, rent £780/mo, income £30,500, QoL 62/100.
Liverpool has a cost index of 92 (national avg: 103), rent £830/mo, median income £30,500/yr, and a quality of life score of 57/100.
The North West region of average QoL score is 60/100. Liverpool leads with 57/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Liverpool: cost index 92, rent £830/mo, income £30,500/yr, QoL 57/100. Aberdeen: cost index 98, rent £810/mo, income £35,800/yr, QoL 65/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.