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Crunching costs, sorting signals, rendering insights.
Liverpool safety score: 52/100 (crime rate 98.7/1k) — below the United Kingdom average of 61/100. Here's how Liverpool compares to cities in North West and what the data means for everyday life.
Liverpool safety score: 52/100 (crime rate 98.7/1k) — below the United Kingdom average of 61/100. Here's how Liverpool compares to cities in North West and what the data means for everyday life.
Liverpool: cost index 92 (-11 vs national avg 103), rent £830/month.
North West region average cost index: 103. Liverpool is -11 vs region peers.
Quality of life: 57/100 — safety 52, healthcare 70, walkability 72.
Safety score: 52/100 (crime rate 98.7/1k). National average: 61/100.
Here's the surprising part: Liverpool has a cost index of 92 — 11 points below the United Kingdom national average of 103. Median income is £30,500 with rent at £830/month, putting the rent-to-income ratio at 33%. This combination is rare — and valuable.
And there's one more thing: looking at North West as a whole, the spread across all 27 cities is 11 points on the cost index. Manchester sits at the other end with index 103 and rent of £1,080/mo. That's a difference you notice every single month.
On quality of life, Liverpool scores a composite score of 57/100 — reflecting its safety (52), healthcare (70), and walkability (72) metrics. That said, affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income | QoL | Safety |
|---|---|---|---|---|---|---|
| 1 | Liverpool | 92 | £830 | £30,500 | 57 | 52 |
| 2 | York | 107 | £1,080 | £34,700 | 64 | 76 |
| 3 | Cambridge | 129 | £1,450 | £41,000 | 61 | 74 |
| 4 | Exeter | 106 | £1,020 | £32,600 | 64 | 72 |
| 5 | Edinburgh | 110 | £1,220 | £37,000 | 65 | 72 |
| 6 | Oxford | 132 | £1,500 | £39,000 | 58 | 70 |
| 7 | Aberdeen | 98 | £810 | £35,800 | 65 | 70 |
| 8 | Norwich | 99 | £920 | £32,000 | 62 | 68 |
| 9 | Reading | 124 | £1,300 | £40,000 | 56 | 65 |
| 10 | Plymouth | 97 | £870 | £31,000 | 63 | 65 |
| 11 | Bristol | 112 | £1,200 | £35,800 | 61 | 63 |
| 12 | Brighton | 122 | £1,350 | £37,000 | 57 | 62 |
| 13 | Cardiff | 96 | £940 | £32,600 | 62 | 62 |
| 14 | Swansea | 87 | £720 | £29,500 | 66 | 62 |
| 15 | Southampton | 113 | £1,130 | £35,200 | 56 | 60 |
| 16 | Sheffield | 91 | £830 | £30,000 | 65 | 60 |
| 17 | Belfast | 89 | £780 | £30,500 | 62 | 60 |
| 18 | London | 142 | £2,000 | £42,500 | 56 | 58 |
| 19 | Leeds | 96 | £950 | £31,600 | 59 | 58 |
| 20 | Coventry | 94 | £880 | £30,500 | 56 | 56 |
Liverpool — cost index 92, rent £830/mo, income £30,500, QoL 57/100.
York — cost index 107, rent £1,080/mo, income £34,700, QoL 64/100.
Cambridge — cost index 129, rent £1,450/mo, income £41,000, QoL 61/100.
Exeter — cost index 106, rent £1,020/mo, income £32,600, QoL 64/100.
Edinburgh — cost index 110, rent £1,220/mo, income £37,000, QoL 65/100.
Liverpool has a safety score of 52/100 and a crime rate of 98.7/1,000 residents. The United Kingdom average safety score is 61/100.
The North West region of average QoL score is 60/100. Liverpool leads with 57/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Liverpool: cost index 92, rent £830/mo, income £30,500/yr, QoL 57/100. York: cost index 107, rent £1,080/mo, income £34,700/yr, QoL 64/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.