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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Is Liverpool good for young professionals? Cost index 92, rent £830/mo, income £30,500, QoL 57/100. Compared to 26 other North West cities below.
Is Liverpool good for young professionals? Cost index 92, rent £830/mo, income £30,500, QoL 57/100. Compared to 26 other North West cities below.
Liverpool: cost index 92 (-11 vs national avg 103), rent £830/month.
North West region average cost index: 103. Liverpool is -11 vs region peers.
Quality of life: 57/100 — safety 52, healthcare 70, walkability 72.
Safety score: 52/100 (crime rate 98.7/1k). National average: 61/100.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Liverpool | 92 | £830 | £30,500 |
| 2 | Swansea | 87 | £720 | £29,500 |
| 3 | Sheffield | 91 | £830 | £30,000 |
| 4 | Edinburgh | 110 | £1,220 | £37,000 |
| 5 | Aberdeen | 98 | £810 | £35,800 |
| 6 | Exeter | 106 | £1,020 | £32,600 |
| 7 | York | 107 | £1,080 | £34,700 |
| 8 | Plymouth | 97 | £870 | £31,000 |
| 9 | Newcastle upon Tyne | 89 | £800 | £30,500 |
| 10 | Norwich | 99 | £920 | £32,000 |
| 11 | Cardiff | 96 | £940 | £32,600 |
| 12 | Belfast | 89 | £780 | £30,500 |
| 13 | Bristol | 112 | £1,200 | £35,800 |
| 14 | Cambridge | 129 | £1,450 | £41,000 |
| 15 | Glasgow | 95 | £960 | £32,600 |
| 16 | Nottingham | 94 | £880 | £31,000 |
| 17 | Leeds | 96 | £950 | £31,600 |
| 18 | Sunderland | 83 | £660 | £28,400 |
| 19 | Oxford | 132 | £1,500 | £39,000 |
| 20 | Brighton | 122 | £1,350 | £37,000 |
Let's cut to what actually matters here. Liverpool has a cost index of 92 — 11 points below the United Kingdom national average of 103. Median income is £30,500 with rent at £830/month, putting the rent-to-income ratio at 33%. This is an advantage that compounds over time.
But here's the flip side: looking at North West as a whole, the spread across all 27 cities is 11 points on the cost index. Manchester sits at the other end with index 103 and rent of £1,080/mo. This combination is rare — and valuable.
On quality of life, Liverpool scores a composite score of 57/100 — reflecting its safety (52), healthcare (70), and walkability (72) metrics. And here's the trade-off: affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Liverpool — cost index 92, rent £830/mo, income £30,500, QoL 57/100.
Swansea — cost index 87, rent £720/mo, income £29,500, QoL 66/100.
Sheffield — cost index 91, rent £830/mo, income £30,000, QoL 65/100.
Edinburgh — cost index 110, rent £1,220/mo, income £37,000, QoL 65/100.
Aberdeen — cost index 98, rent £810/mo, income £35,800, QoL 65/100.
Liverpool scores 57/100 on the relevant index for young professionals — with rent of £830/month and cost index 92 (11 points below the national average of 103).
The North West region of average QoL score is 60/100. Liverpool leads with 57/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Liverpool: cost index 92, rent £830/mo, income £30,500/yr, QoL 57/100. Swansea: cost index 87, rent £720/mo, income £29,500/yr, QoL 66/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.