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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Is Cardiff good for young professionals? Cost index 96, rent £940/mo, income £32,600, QoL 62/100. Compared to 26 other Wales cities below.
Is Cardiff good for young professionals? Cost index 96, rent £940/mo, income £32,600, QoL 62/100. Compared to 26 other Wales cities below.
Cardiff: cost index 96 (-7 vs national avg 103), rent £940/month.
Wales region average cost index: 103. Cardiff is -7 vs region peers.
Quality of life: 62/100 — safety 62, healthcare 72, walkability 72.
Safety score: 62/100 (crime rate 72.5/1k). National average: 61/100.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Cardiff | 96 | £940 | £32,600 |
| 2 | Swansea | 87 | £720 | £29,500 |
| 3 | Sheffield | 91 | £830 | £30,000 |
| 4 | Edinburgh | 110 | £1,220 | £37,000 |
| 5 | Aberdeen | 98 | £810 | £35,800 |
| 6 | Exeter | 106 | £1,020 | £32,600 |
| 7 | York | 107 | £1,080 | £34,700 |
| 8 | Plymouth | 97 | £870 | £31,000 |
| 9 | Newcastle upon Tyne | 89 | £800 | £30,500 |
| 10 | Norwich | 99 | £920 | £32,000 |
| 11 | Belfast | 89 | £780 | £30,500 |
| 12 | Bristol | 112 | £1,200 | £35,800 |
| 13 | Cambridge | 129 | £1,450 | £41,000 |
| 14 | Glasgow | 95 | £960 | £32,600 |
| 15 | Nottingham | 94 | £880 | £31,000 |
| 16 | Leeds | 96 | £950 | £31,600 |
| 17 | Sunderland | 83 | £660 | £28,400 |
| 18 | Oxford | 132 | £1,500 | £39,000 |
| 19 | Brighton | 122 | £1,350 | £37,000 |
| 20 | Leicester | 93 | £860 | £30,000 |
Let's cut to what actually matters here. Cardiff has a cost index of 96 — 7 points below the United Kingdom national average of 103. Median income is £32,600 with rent at £940/month, putting the rent-to-income ratio at 35%. This combination is rare — and valuable.
Pair that with the housing data, and the pattern sharpens. looking at Wales as a whole, the spread across all 27 cities is 7 points on the cost index. Manchester sits at the other end with index 103 and rent of £1,080/mo. That's a difference you notice every single month.
On quality of life, Cardiff scores a composite score of 62/100 — reflecting its safety (62), healthcare (72), and walkability (72) metrics. Context matters here. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Cardiff — cost index 96, rent £940/mo, income £32,600, QoL 62/100.
Swansea — cost index 87, rent £720/mo, income £29,500, QoL 66/100.
Sheffield — cost index 91, rent £830/mo, income £30,000, QoL 65/100.
Edinburgh — cost index 110, rent £1,220/mo, income £37,000, QoL 65/100.
Aberdeen — cost index 98, rent £810/mo, income £35,800, QoL 65/100.
Cardiff scores 62/100 on the relevant index for young professionals — with rent of £940/month and cost index 96 (7 points below the national average of 103).
The Wales region of average QoL score is 60/100. Cardiff leads with 62/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Cardiff: cost index 96, rent £940/mo, income £32,600/yr, QoL 62/100. Swansea: cost index 87, rent £720/mo, income £29,500/yr, QoL 66/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.