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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Liverpool vs Cardiff in 2026: cost index 92 vs 96, rent £830 vs £940, income £30,500 vs £32,600, QoL 57 vs 62.
Liverpool vs Cardiff in 2026: cost index 92 vs 96, rent £830 vs £940, income £30,500 vs £32,600, QoL 57 vs 62.
Liverpool: cost index 92 (-11 vs national avg 103), rent £830/month.
North West region average cost index: 94. Liverpool is -2 vs region peers.
Quality of life: 57/100 — safety 52, healthcare 70, walkability 72.
Safety score: 52/100 (crime rate 98.7/1k). National average: 61/100.
Let's cut to what actually matters here. Liverpool has a cost index of 92 — 11 points below the United Kingdom national average of 103. Median income is £30,500 with rent at £830/month, putting the rent-to-income ratio at 33%. That's a strong position by any measure.
On quality of life, Liverpool scores a composite score of 57/100 — reflecting its safety (52), healthcare (70), and walkability (72) metrics. And there's one more thing: affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Liverpool has a cost index of 92 (national avg: 103), rent £830/mo, median income £30,500/yr, and a quality of life score of 57/100.
The North West region of average QoL score is 60/100. Liverpool leads with 57/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Liverpool: cost index 92, rent £830/mo, income £30,500/yr, QoL 57/100. Cardiff: cost index 96, rent £940/mo, income £32,600/yr, QoL 62/100.