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Crunching costs, sorting signals, rendering insights.
Cost of living in Nottingham, United Kingdom (2026): cost index 94 (-9 vs national avg), rent £880/mo, median income £31,000/yr. Rent takes 34% of gross income. Full breakdown vs East Midlands peers below.
Cost of living in Nottingham, United Kingdom (2026): cost index 94 (-9 vs national avg), rent £880/mo, median income £31,000/yr. Rent takes 34% of gross income. Full breakdown vs East Midlands peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Nottingham | 94 | £880 | £31,000 |
| 2 | Sunderland | 83 | £660 | £28,400 |
| 3 | Swansea | 87 | £720 | £29,500 |
| 4 | Newcastle upon Tyne | 89 | £800 | £30,500 |
| 5 | Belfast | 89 | £780 | £30,500 |
| 6 | Sheffield | 91 | £830 | £30,000 |
| 7 | Liverpool | 92 | £830 | £30,500 |
| 8 | Leicester | 93 | £860 | £30,000 |
| 9 | Coventry | 94 | £880 | £30,500 |
| 10 | Glasgow | 95 | £960 | £32,600 |
| 11 | Leeds | 96 | £950 | £31,600 |
| 12 | Cardiff | 96 | £940 | £32,600 |
| 13 | Plymouth | 97 | £870 | £31,000 |
| 14 | Birmingham | 97 | £950 | £32,200 |
| 15 | Aberdeen | 98 | £810 | £35,800 |
| 16 | Norwich | 99 | £920 | £32,000 |
| 17 | Manchester | 103 | £1,080 | £33,800 |
| 18 | Exeter | 106 | £1,020 | £32,600 |
| 19 | York | 107 | £1,080 | £34,700 |
| 20 | Edinburgh | 110 | £1,220 | £37,000 |
Nottingham: cost index 94 (-9 vs national avg 103), rent £880/month.
East Midlands region average cost index: 103. Nottingham is -9 vs region peers.
Quality of life: 59/100 — safety 54, healthcare 72, walkability 72.
Safety score: 54/100 (crime rate 96.8/1k). National average: 61/100.
Strip away assumptions, and something unexpected emerges. Nottingham has a cost index of 94 — 9 points below the United Kingdom national average of 103. Median income is £31,000 with rent at £880/month, putting the rent-to-income ratio at 34%. Financially, that's significant.
But here's the flip side: looking at East Midlands as a whole, the spread across all 27 cities is 48 points on the cost index. London sits at the other end with index 142 and rent of £2,000/mo. That's a difference you notice every single month.
On quality of life, Nottingham scores a composite score of 59/100 — reflecting its safety (54), healthcare (72), and walkability (72) metrics. Layer in taxes, though, and the math changes. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Nottingham — cost index 94, rent £880/mo, income £31,000, QoL 59/100.
Sunderland — cost index 83, rent £660/mo, income £28,400, QoL 59/100.
Swansea — cost index 87, rent £720/mo, income £29,500, QoL 66/100.
Newcastle upon Tyne — cost index 89, rent £800/mo, income £30,500, QoL 63/100.
Belfast — cost index 89, rent £780/mo, income £30,500, QoL 62/100.
Nottingham has a cost index of 94 (national avg: 103). Median rent is £880/month, median income £31,000/year, giving a rent-to-income ratio of 34%.
The East Midlands region of average QoL score is 60/100. Nottingham leads with 59/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Nottingham: cost index 94, rent £880/mo, income £31,000/yr, QoL 59/100. Sunderland: cost index 83, rent £660/mo, income £28,400/yr, QoL 59/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.