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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Internet speed in Cardiff: 58 Mbps average — below or near the fast-broadband threshold. Walk score 72/100. Full connectivity breakdown vs Wales cities.
Internet speed in Cardiff: 58 Mbps average — below or near the fast-broadband threshold. Walk score 72/100. Full connectivity breakdown vs Wales cities.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Cardiff | 96 | £940 | £32,600 |
| 2 | Edinburgh | 110 | £1,220 | £37,000 |
| 3 | Cambridge | 129 | £1,450 | £41,000 |
| 4 | Manchester | 103 | £1,080 | £33,800 |
| 5 | Newcastle upon Tyne | 89 | £800 | £30,500 |
| 6 | Glasgow | 95 | £960 | £32,600 |
| 7 | Liverpool | 92 | £830 | £30,500 |
| 8 | Leeds | 96 | £950 | £31,600 |
| 9 | Bristol | 112 | £1,200 | £35,800 |
| 10 | Oxford | 132 | £1,500 | £39,000 |
| 11 | Birmingham | 97 | £950 | £32,200 |
| 12 | Nottingham | 94 | £880 | £31,000 |
| 13 | Sheffield | 91 | £830 | £30,000 |
| 14 | York | 107 | £1,080 | £34,700 |
| 15 | Belfast | 89 | £780 | £30,500 |
| 16 | Brighton | 122 | £1,350 | £37,000 |
| 17 | Aberdeen | 98 | £810 | £35,800 |
| 18 | Reading | 124 | £1,300 | £40,000 |
| 19 | London | 142 | £2,000 | £42,500 |
| 20 | Leicester | 93 | £860 | £30,000 |
Cardiff: cost index 96 (-7 vs national avg 103), rent £940/month.
Wales region average cost index: 103. Cardiff is -7 vs region peers.
Quality of life: 62/100 — safety 62, healthcare 72, walkability 72.
Safety score: 62/100 (crime rate 72.5/1k). National average: 61/100.
Here's the surprising part: Cardiff has a cost index of 96 — 7 points below the United Kingdom national average of 103. Median income is £32,600 with rent at £940/month, putting the rent-to-income ratio at 35%. This is where the math gets real for actual people.
Context matters here. looking at Wales as a whole, the spread across all 27 cities is 13 points on the cost index. Sunderland sits at the other end with index 83 and rent of £660/mo. This combination is rare — and valuable.
On quality of life, Cardiff scores a composite score of 62/100 — reflecting its safety (62), healthcare (72), and walkability (72) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Cardiff — cost index 96, rent £940/mo, income £32,600, QoL 62/100.
Edinburgh — cost index 110, rent £1,220/mo, income £37,000, QoL 65/100.
Cambridge — cost index 129, rent £1,450/mo, income £41,000, QoL 61/100.
Manchester — cost index 103, rent £1,080/mo, income £33,800, QoL 56/100.
Newcastle upon Tyne — cost index 89, rent £800/mo, income £30,500, QoL 63/100.
Cardiff has a cost index of 96 (national avg: 103), rent £940/mo, median income £32,600/yr, and a quality of life score of 62/100.
The Wales region of average QoL score is 60/100. Cardiff leads with 62/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Cardiff: cost index 96, rent £940/mo, income £32,600/yr, QoL 62/100. Edinburgh: cost index 110, rent £1,220/mo, income £37,000/yr, QoL 65/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.