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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Can you afford Sunderland on a £60K salary? Rent would be 13% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs North East peers below.
Can you afford Sunderland on a £60K salary? Rent would be 13% of gross monthly income — within the recommended 30% threshold. Budget breakdown vs North East peers below.
Sunderland: cost index 83 (-20 vs national avg 103), rent £660/month.
North East region average cost index: 103. Sunderland is -20 vs region peers.
Quality of life: 59/100 — safety 54, healthcare 62, walkability 58.
Safety score: 54/100 (crime rate 92.1/1k). National average: 61/100.
On a £60K salary, rent in Sunderland is 13% of gross monthly income — within the 30% rule.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Sunderland | 83 | £660 | £28,400 |
| 2 | Swansea | 87 | £720 | £29,500 |
| 3 | Belfast | 89 | £780 | £30,500 |
| 4 | Newcastle upon Tyne | 89 | £800 | £30,500 |
| 5 | Aberdeen | 98 | £810 | £35,800 |
| 6 | Liverpool | 92 | £830 | £30,500 |
| 7 | Sheffield | 91 | £830 | £30,000 |
| 8 | Leicester | 93 | £860 | £30,000 |
| 9 | Plymouth | 97 | £870 | £31,000 |
| 10 | Coventry | 94 | £880 | £30,500 |
| 11 | Nottingham | 94 | £880 | £31,000 |
| 12 | Norwich | 99 | £920 | £32,000 |
| 13 | Cardiff | 96 | £940 | £32,600 |
| 14 | Birmingham | 97 | £950 | £32,200 |
| 15 | Leeds | 96 | £950 | £31,600 |
| 16 | Glasgow | 95 | £960 | £32,600 |
| 17 | Exeter | 106 | £1,020 | £32,600 |
| 18 | Manchester | 103 | £1,080 | £33,800 |
| 19 | York | 107 | £1,080 | £34,700 |
| 20 | Southampton | 113 | £1,130 | £35,200 |
Here's where the conversation shifts from 'affordable' to 'strategic': Sunderland has a cost index of 83 — 20 points below the United Kingdom national average of 103. Median income is £28,400 with rent at £660/month, putting the rent-to-income ratio at 28%. This combination is rare — and valuable.
Zooming out, looking at North East as a whole, the spread across all 27 cities is 59 points on the cost index. London sits at the other end with index 142 and rent of £2,000/mo. This combination is rare — and valuable.
On quality of life, Sunderland scores a composite score of 59/100 — reflecting its safety (54), healthcare (62), and walkability (58) metrics. But here's the flip side: affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
Sunderland — cost index 83, rent £660/mo, income £28,400, QoL 59/100.
Swansea — cost index 87, rent £720/mo, income £29,500, QoL 66/100.
Belfast — cost index 89, rent £780/mo, income £30,500, QoL 62/100.
Newcastle upon Tyne — cost index 89, rent £800/mo, income £30,500, QoL 63/100.
Aberdeen — cost index 98, rent £810/mo, income £35,800, QoL 65/100.
Sunderland has a cost index of 83 (national avg: 103), rent £660/mo, median income £28,400/yr, and a quality of life score of 59/100.
In Sunderland, rent would be about 13% of your gross monthly income on £60K. Well within the recommended 30% threshold.
The North East region of average QoL score is 60/100. Sunderland leads with 59/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Sunderland: cost index 83, rent £660/mo, income £28,400/yr, QoL 59/100. Swansea: cost index 87, rent £720/mo, income £29,500/yr, QoL 66/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.