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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Average salary in Liverpool: £30,500/year — £3,104 below the United Kingdom median. Cost index 92, purchasing power 33152/100. Compare incomes across North West below.
Average salary in Liverpool: £30,500/year — £3,104 below the United Kingdom median. Cost index 92, purchasing power 33152/100. Compare incomes across North West below.
Liverpool: cost index 92 (-11 vs national avg 103), rent £830/month.
North West region average cost index: 103. Liverpool is -11 vs region peers.
Quality of life: 57/100 — safety 52, healthcare 70, walkability 72.
Safety score: 52/100 (crime rate 98.7/1k). National average: 61/100.
Let's cut to what actually matters here. Liverpool has a cost index of 92 — 11 points below the United Kingdom national average of 103. Median income is £30,500 with rent at £830/month, putting the rent-to-income ratio at 33%. That's a strong position by any measure.
But here's the flip side: looking at North West as a whole, the spread across all 27 cities is 9 points on the cost index. Sunderland sits at the other end with index 83 and rent of £660/mo. This stands out as genuinely impressive.
On quality of life, Liverpool scores a composite score of 57/100 — reflecting its safety (52), healthcare (70), and walkability (72) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and United Kingdom is a good example of that tension.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Liverpool | 92 | £830 | £30,500 |
| 2 | London | 142 | £2,000 | £42,500 |
| 3 | Cambridge | 129 | £1,450 | £41,000 |
| 4 | Reading | 124 | £1,300 | £40,000 |
| 5 | Oxford | 132 | £1,500 | £39,000 |
| 6 | Brighton | 122 | £1,350 | £37,000 |
| 7 | Edinburgh | 110 | £1,220 | £37,000 |
| 8 | Bristol | 112 | £1,200 | £35,800 |
| 9 | Aberdeen | 98 | £810 | £35,800 |
| 10 | Southampton | 113 | £1,130 | £35,200 |
| 11 | York | 107 | £1,080 | £34,700 |
| 12 | Manchester | 103 | £1,080 | £33,800 |
| 13 | Exeter | 106 | £1,020 | £32,600 |
| 14 | Cardiff | 96 | £940 | £32,600 |
| 15 | Glasgow | 95 | £960 | £32,600 |
| 16 | Birmingham | 97 | £950 | £32,200 |
| 17 | Norwich | 99 | £920 | £32,000 |
| 18 | Leeds | 96 | £950 | £31,600 |
| 19 | Plymouth | 97 | £870 | £31,000 |
| 20 | Nottingham | 94 | £880 | £31,000 |
Liverpool — cost index 92, rent £830/mo, income £30,500, QoL 57/100.
London — cost index 142, rent £2,000/mo, income £42,500, QoL 56/100.
Cambridge — cost index 129, rent £1,450/mo, income £41,000, QoL 61/100.
Reading — cost index 124, rent £1,300/mo, income £40,000, QoL 56/100.
Oxford — cost index 132, rent £1,500/mo, income £39,000, QoL 58/100.
The median gross income in Liverpool is £30,500/year — below the United Kingdom national average of £33,604.
The North West region of average QoL score is 60/100. Liverpool leads with 57/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include ONS, Land Registry, HMRC.
Liverpool: cost index 92, rent £830/mo, income £30,500/yr, QoL 57/100. London: cost index 142, rent £2,000/mo, income £42,500/yr, QoL 56/100.
This analysis uses data from ONS, Land Registry, HMRC to rank cities in United Kingdom. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.