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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
What you won't find on most comparison sites: State context matters: Oklahoma's 4 cities average a 79 cost index with $1,356/month median rent and $68,847 household income. Energy economy and persistently low costs. The full picture emerges in the city spotlights below.
#1 Ranked: Oklahoma — cost index 73, rent $1,255/mo, income $66,702
Singles scoring: rent $1,255/mo (solo housing), cost index 73, population 702,767 — livability on one income
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
What you won't find on most comparison sites: State context matters: Oklahoma's 4 cities average a 79 cost index with $1,356/month median rent and $68,847 household income. Energy economy and persistently low costs. The full picture emerges in the city spotlights below.
No second income to fall back on. And as far as the data shows, our model scored 4 cities in Oklahoma on solo-living metrics. Oklahoma leads at index 73 with rent of $1,255/mo.
The #1 spot goes to Oklahoma, and the breakdown explains why. And in most cases, renters here pay $1,255/month — which, honestly, is lower than you'd expect here — — saving renters $7,680 per year compared to the national average. Meanwhile, Housing is the standout at index 73, making it one of the cheapest in the country for that category. The weak spot? Healthcare at 95. At a 23% rent-to-income ratio, there's genuine breathing room in the average household budget.
Single-income living means absorbing 100% of housing costs. Our model weights rent under $1,300 (20pts), cost of living (15pts), and city population (10pts) — because a social scene matters when you're on your own. Oklahoma at $1,255/mo in a city of 702,767 hits the right balance. Tulsa offers cheaper rent as a runner-up.
Bottom line: Oklahoma leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. And in practical terms, click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
702,767 residents · Oklahoma
So, Oklahoma. Cost index of 73 — we had to double-check this one — , rent at $1,255/month. It's lower than the national average. Median income is $66,702, which is below the national median. Take it or leave it — the data is what it is (that's pre-tax, of course).
411,894 residents · Oklahoma
Dive into Tulsa's numbers: cost index 70 (41 points below national average), rent $1,207/month, income $58,407, and a home price of $212,757. The city's cost profile isn't flat — Housing is the cheapest category at 70, while Healthcare runs 94. With 411,894 residents, it balances mid-size city convenience with manageable costs (and that gap widens if you factor in state taxes).
130,046 residents · Oklahoma
Why Norman ranks #3: the numbers tell a clear story. At 75 on the cost index, residents save roughly 36% less than the typical American. Rent sits at $1,289/month while the median household pulls in $65,060/year. The Housing category is particularly strong at 75, though Healthcare (95) lags behind. Home prices average $257,977 — $209,393 below the national median.
119,194 residents · Oklahoma
What does daily life actually cost in Broken Arrow? Start with the 24% rent-to-income ratio — that's the kind of margin that lets people build savings. And for the typical household, on the category level, Housing (index 98) is where the real savings show up, while Healthcare (index 100) is the line item most likely to surprise newcomers. Income at $85,220 and homes at $283,474 round out a profile that ranks #4 for clear reasons.
Oklahoma ranks #1 in Oklahoma for this analysis with a cost index of 73 and median income of $66,702.
Oklahoma scores highest for singles due to its below-average cost of living, median rent of $1,255/mo, and competitive median income of $66,702.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Oklahoma (ranked #1) has a cost index of 73 and rent of $1,255/mo, while Broken Arrow (ranked #4) has a cost index of 98 and rent of $1,671/mo — a 25-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Oklahoma is $1,255/month as of 2026, based on Zillow's Observed Rent Index. This is $640 below the national median of $1,895/month.
The median home price in Oklahoma is $203,329, which is 3.0× the local median income. That's within the standard 3.5× affordability rule for most local earners. The national median home price is $467,370.
Oklahoma has a 4.75% state income tax rate. Combined state and local sales tax averages 8.97%, and the effective property tax rate is 0.82%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.