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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The numbers are clear: 4 of 4 cities in Oklahoma beat the national cost-of-living benchmark of 112. And most of the time, that's about what we'd expect given the state context. Oklahoma City stands out at 89 on the index, with rent of $1,255/month and household income of $66,702. Assembled from 2026…
#1 Ranked: Oklahoma City — cost index 89, rent $1,255/mo, income $66,702
4 of 4 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
The numbers are clear: 4 of 4 cities in Oklahoma beat the national cost-of-living benchmark of 112. And most of the time, that's about what we'd expect given the state context. Oklahoma City stands out at 89 on the index, with rent of $1,255/month and household income of $66,702. Assembled from 2026 Census, Zillow, and BLS data (not adjusted for inflation, but still telling).
Oklahoma City is one of the cheaper options here. Rent is $1,255/month, which is lower than most cities in this ranking. The cost index is 89. Income sits at $66,702. There's not much to say about that beyond the obvious (more on that below).
The math checks out.
The trade-off becomes clearer when you add healthcare into the mix. Here's the state-level backdrop: Oklahoma averages a 93 cost index, $1,356/mo rent, and $68,847 income across 4 cities. That's $539 less than the national rent average. That's about what we'd expect given the state context. Energy economy and persistently low costs — and that context shapes every city in this ranking.
Bottom line: Oklahoma City leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Oklahoma City | 89 | $1,255 | Details |
| 2 | Tulsa | 89 | $1,207 | Details |
| 3 | Norman | 92 | $1,289 | Details |
| 4 | Broken Arrow | 100 | $1,671 | Details |
702,767 residents · Oklahoma
So, Oklahoma City. Cost index of 89, rent at $1,255/month. It's lower than the national average. Median income is $66,702, which is below the national median. It's fine. Not great, not bad.
411,894 residents · Oklahoma
Why Tulsa ranks #2: the numbers tell a clear story. At 89 on the cost index, residents save roughly 23% less than the typical American. Rent sits at $1,207/month while the median household pulls in $58,407/year. The Housing category is particularly strong at 73, though Healthcare (92) lags behind. Home prices average $212,757 — $254,613 below the national median.
130,046 residents · Oklahoma
Real talk: Norman earns its position at #3 through a combination that's hard to replicate. And on balance, the 92 cost index sits 20 points below the national baseline, and the $65,060 median income means purchasing power here is amplified by the low cost base. Homes list at $257,977 — $209,393 below the national median — a genuine ownership opportunity. On the cost side, Housing leads the way at 81, while Healthcare trails at 95.
119,194 residents · Oklahoma
The #4 spot goes to Broken Arrow, and the breakdown explains why. Renters here pay $1,671/month — saving renters $2,688 per year compared to the national average. Meanwhile, Utilities is the standout at index 92, keeping costs manageable. The weak spot? Healthcare at 103. At a 24% rent-to-income ratio, there's genuine breathing room in the average household budget.
Cities are ranked by overall cost of living index in ascending order. This index weights housing (Zillow ZORI rent data) most heavily, with food, transportation, utilities, and healthcare sub-indices providing a composite picture. A score of 80 means overall costs are 20% below the national median. All data is sourced from federal agencies and verified research institutions. Cost of living indices are normalized to 100 (national median) using Zillow rent as the primary signal, with sub-category adjustments derived from regional BLS price data. Rankings are updated monthly as new data is released.
Oklahoma City ranks #1 in Oklahoma for this analysis with a cost index of 89 and median income of $66,702.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Oklahoma City (ranked #1) has a cost index of 89 and rent of $1,255/mo, while Broken Arrow (ranked #4) has a cost index of 100 and rent of $1,671/mo — a 11-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Oklahoma City is $1,255/month as of 2026, based on Zillow's Observed Rent Index. This is $640 below the national median of $1,895/month.
The median home price in Oklahoma City is $203,329, which is 3.0× the local median income. That's within the standard 3.5× affordability rule for most local earners. The national median home price is $467,370.
Oklahoma has a 4.75% state income tax rate. Combined state and local sales tax averages 8.97%, and the effective property tax rate is 0.82%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.