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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Oklahoma is a genuine bargain: 4 of the 4 cities in this ranking come in below the national cost-of-living average. Oklahoma leads at an index of 89 with rent at just $1,255/month — 34% less than the $1,895 national median. Here are the numbers, sourced from federal data updated in 2026.
702,767 residents · Oklahoma
The #1 spot goes to Oklahoma, and the breakdown explains why. Renters here pay $1,255/month — saving renters $7,680 per year compared to the national average. Meanwhile, Housing is the standout at index 73, making it one of the cheapest in the country for that category. The weak spot? Healthcare at 92. At a 23% rent-to-income ratio, there's genuine breathing room in the average household budget.
411,894 residents · Oklahoma
Here's Tulsa by the numbers — and there's a lot to like (and a little to watch). Cost index: 89. Rent: $1,207/month. Income: $58,407/year. Home price: $212,757. Population: 411,894. The strongest category is Housing at 73; the most expensive is Healthcare at 92. Translate that rent to annual numbers, and residents are saving renters $8,256 per year vs. the national median. That's not a marginal difference — it reshapes your monthly budget (that's pre-tax, of course).
130,046 residents · Oklahoma
The #3 spot goes to Norman, and the breakdown explains why. Renters here pay $1,289/month — worth pausing on — — saving renters $7,272 per year compared to the national average. Meanwhile, Housing is the standout at index 81, making it one of the cheapest in the country for that category. The weak spot? Healthcare at 95. At a 24% rent-to-income ratio, there's genuine breathing room in the average household budget.
119,194 residents · Oklahoma
Why Broken Arrow ranks #4: the numbers tell a clear story. At 100 on the cost index, residents save roughly 12% less than the typical American. Rent sits at $1,671/month while the median household pulls in $85,220/year. The Utilities category is particularly strong at 92, though Healthcare (103) lags behind. Home prices average $283,474 — $183,896 below the national median.
#1 Ranked: Oklahoma — cost index 89, rent $1,255/mo, income $66,702
4 of 4 cities come in below the national cost-of-living average of 112
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
Oklahoma is a genuine bargain: 4 of the 4 cities in this ranking come in below the national cost-of-living average. Oklahoma leads at an index of 89 with rent at just $1,255/month — 34% less than the $1,895 national median. Here are the numbers, sourced from federal data updated in 2026.
Oklahoma earns its position at #1 through a combination that's hard to replicate. The 89 cost index sits 23 points below the national baseline, and the $66,702 median income means purchasing power here is amplified by the low cost base. Homes list at $203,329 — $264,041 below the national median — a genuine ownership opportunity. On the cost side, Housing leads the way at 73, while Healthcare trails at 92.
Look, the healthcare sub-index is derived from overall cost of living with regional BLS price adjustments. A score of 96 (the top-10 average here) means healthcare costs are about 4% below the national median. Oklahoma leads at 92, followed by Tulsa (92) and Norman (95). Note: a low healthcare index doesn't guarantee a low overall cost — check the full cost breakdown table below.
Bottom line: Oklahoma leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers.
Oklahoma ranks #1 in Oklahoma for this analysis with a cost index of 89 and median income of $66,702.
Oklahoma, OK has the lowest healthcare index at 92, compared to the national average of 100.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Oklahoma (ranked #1) has a cost index of 89 and rent of $1,255/mo, while Broken Arrow (ranked #4) has a cost index of 100 and rent of $1,671/mo — a 11-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Oklahoma is $1,255/month as of 2026, based on Zillow's Observed Rent Index. This is $640 below the national median of $1,895/month.
The median home price in Oklahoma is $203,329, which is 3.0× the local median income. That's within the standard 3.5× affordability rule for most local earners. The national median home price is $467,370.
Oklahoma has a 4.75% state income tax rate. Combined state and local sales tax averages 8.97%, and the effective property tax rate is 0.82%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.