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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
The remote work era changed the math: earn a tech salary, live in an affordable market. We analyzed 4 cities across Oklahoma for that equation. Oklahoma City — cost index 89, utilities 82, rent $1,255/mo — leads (that's pre-tax, of course).
702,767 residents · Oklahoma
A closer look at Oklahoma City: the cost index of 89 breaks down to a Housing index of 73 (strongest category) and a Healthcare index of 92 (weakest). Median rent is $1,255/month — 34% below the national median — while household income sits at $66,702, meaning locals spend about 23% of income on rent. That's a healthy margin by any standard.
411,894 residents · Oklahoma
The #2 spot goes to Tulsa, and the breakdown explains why. That's about what we'd expect given the state context. Renters here pay $1,207/month — we had to double-check this one — — saving renters $8,256 per year compared to the national average. Meanwhile, Housing is the standout at index 73, making it one of the cheapest in the country for that category. The weak spot? Healthcare at 92. A 25% rent-to-income ratio keeps most households inside the safe zone.
130,046 residents · Oklahoma
In plain English: What does daily life actually cost in Norman? Start with the 24% rent-to-income ratio — that's the kind of margin that lets people build savings. And more often than not, on the category level, Housing (index 81) is where the real savings show up, while Healthcare (index 95) is the line item most likely to surprise newcomers. Income at $65,060 and homes at $257,977 round out a profile that ranks #3 for clear reasons. Below the radar, but not for long.
119,194 residents · Oklahoma
Real talk: Broken Arrow comes in at #4. Rent is $1,671 — we had to double-check this one — a month. Household income is $85,220. The cost of living index is 100. It's fine. Not great, not bad (that's pre-tax, of course).
#1 Ranked: Oklahoma City — cost index 89, rent $1,255/mo, income $66,702
Remote-worker scoring: cost index 89, utilities index 82, income $66,702 — maximizing geographic arbitrage
Data sourced from Census Bureau, Zillow, BLS, and Tax Foundation — current as of 2026
| Rank | City | Cost Index | Median Rent | |
|---|---|---|---|---|
| 1 | Oklahoma City | 89 | $1,255 | Details |
| 2 | Tulsa | 89 | $1,207 | Details |
| 3 | Norman | 92 | $1,289 | Details |
| 4 | Broken Arrow | 100 | $1,671 | Details |
The remote work era changed the math: earn a tech salary, live in an affordable market. We analyzed 4 cities across Oklahoma for that equation. Oklahoma City — cost index 89, utilities 82, rent $1,255/mo — leads (that's pre-tax, of course).
Here's Oklahoma City by the numbers — and there's a lot to like (and a little to watch). Cost index: 89. Rent: $1,255/month — though some people might weigh that differently — . Income: $66,702/year. Home price: $203,329. Population: 702,767. The strongest category is Housing at 73; the most expensive is Healthcare at 92. Translate that rent to annual numbers, and residents are saving renters $7,680 per year vs. the national median. The practical impact: more room for childcare, savings, or just breathing room (and that gap widens if you factor in state taxes).
Remote workers profit from geographic arbitrage. And generally speaking, our model scores cost index (20pts), local income as a proxy for economic infrastructure (15pts), and utility costs (10pts) — because when your living room is your office, reliable affordable internet and power matter. Oklahoma City scores highest with a 89 cost index and 82 utilities index. Tulsa offers a different cost profile.
In plain English: the counter-argument is worth hearing: Oklahoma — energy economy and persistently low costs. And more often than not, the 4 cities we track here average a cost index of 93 — a detail that tends to get overlooked — and median income of $68,847. It's a clear buyer's market compared to national norms. The typical rent runs $1,356/month, which is $539 less than the national median. Solidly above average.
Bottom line: Oklahoma City leads this ranking for clear, data-backed reasons — but the "best" city depends on your priorities. Click into any city below to see the full detail page with 12-month trend charts, profession-specific salary data, and a breakdown of all five cost categories. If you're seriously considering a move, use our salary calculator to model your specific income against these numbers. Surprising? Maybe. But the data's clear.
Oklahoma City ranks #1 in Oklahoma for this analysis with a cost index of 89 and median income of $66,702.
Oklahoma City scores highest for remote workers due to its below-average cost of living, median rent of $1,255/mo, and competitive median income of $66,702.
Our cost of living index uses real Zillow rent data as the foundation, indexed to 100 (national median). Sub-categories (housing, food, transport, utilities, healthcare) are derived from the overall index with regional adjustments. Data is updated monthly.
Oklahoma City (ranked #1) has a cost index of 89 and rent of $1,255/mo, while Broken Arrow (ranked #4) has a cost index of 100 and rent of $1,671/mo — a 11-point difference in cost of living.
City data is refreshed monthly from Census Bureau population estimates, Zillow rent and home price indices, BLS salary data, and Tax Foundation tax rates. Last updated: 2026.
The median 1-bedroom rent in Oklahoma City is $1,255/month as of 2026, based on Zillow's Observed Rent Index. This is $640 below the national median of $1,895/month.
The median home price in Oklahoma City is $203,329, which is 3.0× the local median income. That's within the standard 3.5× affordability rule for most local earners. The national median home price is $467,370.
Oklahoma has a 4.75% state income tax rate. Combined state and local sales tax averages 8.97%, and the effective property tax rate is 0.82%.
This ranking was generated using data current as of early 2026. Population and income data comes from the Census Bureau's American Community Survey (5-year estimates). Rent and home price data is from Zillow's monthly releases. Tax rates are from the Tax Foundation's 2025 edition. Rankings are refreshed monthly.