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Crunching costs, sorting signals, rendering insights.
Moving to Odessa looks like a financial upgrade — better income-to-cost ratio.
Odessa has a cost index of 97 vs 89 for St Louis. Odessa is 8 points more expensive overall. Monthly rent goes from $1,326 to $1,612 (+22%).
If you earn the St Louis median of $55,279, you would need approximately $60,248/year in Odessa to maintain equivalent purchasing power, based on the cost index difference of 8 points (9%).
Median rent in St Louis is $1,326/month. In Odessa it is $1,612/month — a difference of +$286 per month, or $3,432 per year.
Moving to Odessa looks like a financial upgrade — better income-to-cost ratio. The salary equivalent to maintain your current lifestyle is $60,248/year in Odessa. The median income there is $73,030.
Estimated monthly essentials total $3,046 in St Louis vs $3,463 in Odessa — a difference of +$417/month (+$5,004/year).
The median home price in Odessa is $248,410 vs $179,917 in St Louis. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,256 in Odessa vs $910 in St Louis.