St Louis

St Louis, Missouri is a mid-size city with a population of approximately 281,754. The overall cost of living index sits at 89, which is below the national average of 100. This means everyday expenses — housing, groceries, transportation, and healthcare — are roughly 11% less expensive compared to the typical U.S. city.

Housing is the largest cost driver in St Louis. Median rent is $1,326 per month, while the median home price is $179,917. At a median household income of $55,279, rent consumes roughly 29% of gross income, which remains manageable relative to local incomes. The housing sub-index of 74 reflects well below-average housing expenses.

Beyond housing, healthcare is the most elevated non-shelter expense in St Louis with a sub-index of 92, while utilities is comparatively more affordable at 82. State-level taxes also shape the true cost of living: Missouri applies a 4.80% income tax rate, and property tax averages 0.88% of assessed home value. The combined sales tax rate is 8.34%. Local income tax may apply in some municipalities.

Over the past twelve months, the cost of living in St Louis has remained relatively stable. Among the 4 tracked cities in Missouri, St Louis ranks #1 from most to least affordable. Whether you're evaluating a job offer, planning a relocation, or comparing salary purchasing power, these numbers give a grounded, data-backed view of what life in St Louis actually costs.