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Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 144 for Santa Ana. Dayton is 59 points cheaper overall. Monthly rent goes from $2,804 to $1,186 (-58%).
If you earn the Santa Ana median of $88,354, you would need approximately $52,153/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 59 points (41%).
Median rent in Santa Ana is $2,804/month. In Dayton it is $1,186/month — a difference of $1,618 per month, or $19,416 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $52,153/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $5,483 in Santa Ana vs $2,829 in Dayton — a difference of $2,654/month ($31,848/year).
The median home price in Dayton is $133,852 vs $847,509 in Santa Ana. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $4,285 in Santa Ana.