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Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 115 for Reno. Dayton is 30 points cheaper overall. Monthly rent goes from $1,830 to $1,186 (-35%).
If you earn the Reno median of $78,448, you would need approximately $57,983/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 30 points (26%).
Median rent in Reno is $1,830/month. In Dayton it is $1,186/month — a difference of $644 per month, or $7,728 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $57,983/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $4,001 in Reno vs $2,829 in Dayton — a difference of $1,172/month ($14,064/year).
The median home price in Dayton is $133,852 vs $559,591 in Reno. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $2,830 in Reno.