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Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 111 for Peoria. Dayton is 26 points cheaper overall. Monthly rent goes from $1,821 to $1,186 (-35%).
If you earn the Peoria median of $93,403, you would need approximately $71,525/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 26 points (23%).
Median rent in Peoria is $1,821/month. In Dayton it is $1,186/month — a difference of $635 per month, or $7,620 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $71,525/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $3,930 in Peoria vs $2,829 in Dayton — a difference of $1,101/month ($13,212/year).
The median home price in Dayton is $133,852 vs $485,361 in Peoria. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $2,454 in Peoria.