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Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 113 for Eugene. Dayton is 28 points cheaper overall. Monthly rent goes from $1,988 to $1,186 (-40%).
If you earn the Eugene median of $63,836, you would need approximately $48,018/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 28 points (25%).
Median rent in Eugene is $1,988/month. In Dayton it is $1,186/month — a difference of $802 per month, or $9,624 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $48,018/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $4,134 in Eugene vs $2,829 in Dayton — a difference of $1,305/month ($15,660/year).
The median home price in Dayton is $133,852 vs $467,032 in Eugene. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $2,362 in Eugene.