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Crunching costs, sorting signals, rendering insights.
Moving to Surprise looks like a financial upgrade — better income-to-cost ratio.
Surprise has a cost index of 110 vs 104 for Durham. Surprise is 6 points more expensive overall. Monthly rent goes from $1,651 to $1,926 (+17%).
If you earn the Durham median of $79,234, you would need approximately $83,805/year in Surprise to maintain equivalent purchasing power, based on the cost index difference of 6 points (6%).
Median rent in Durham is $1,651/month. In Surprise it is $1,926/month — a difference of +$275 per month, or $3,300 per year.
Moving to Surprise looks like a financial upgrade — better income-to-cost ratio. The salary equivalent to maintain your current lifestyle is $83,805/year in Surprise. The median income there is $93,371.
Estimated monthly essentials total $3,634 in Durham vs $4,011 in Surprise — a difference of +$377/month (+$4,524/year).
The median home price in Surprise is $421,071 vs $393,151 in Durham. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $2,129 in Surprise vs $1,988 in Durham.