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Crunching costs, sorting signals, rendering insights.
Moving to Lubbock looks like a financial upgrade — better income-to-cost ratio.
Lubbock has a cost index of 92 vs 85 for Dayton. Lubbock is 7 points more expensive overall. Monthly rent goes from $1,186 to $1,388 (+17%).
If you earn the Dayton median of $43,454, you would need approximately $47,033/year in Lubbock to maintain equivalent purchasing power, based on the cost index difference of 7 points (8%).
Median rent in Dayton is $1,186/month. In Lubbock it is $1,388/month — a difference of +$202 per month, or $2,424 per year.
Moving to Lubbock looks like a financial upgrade — better income-to-cost ratio. The salary equivalent to maintain your current lifestyle is $47,033/year in Lubbock. The median income there is $60,487.
Estimated monthly essentials total $2,829 in Dayton vs $3,145 in Lubbock — a difference of +$316/month (+$3,792/year).
The median home price in Lubbock is $207,080 vs $133,852 in Dayton. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $1,047 in Lubbock vs $677 in Dayton.