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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 111 for Chicago. Dayton is 26 points cheaper overall. Monthly rent goes from $2,292 to $1,186 (-48%).
If you earn the Chicago median of $75,134, you would need approximately $57,535/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 26 points (23%).
Median rent in Chicago is $2,292/month. In Dayton it is $1,186/month — a difference of $1,106 per month, or $13,272 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $57,535/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $4,390 in Chicago vs $2,829 in Dayton — a difference of $1,561/month ($18,732/year).
The median home price in Dayton is $133,852 vs $312,457 in Chicago. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $1,580 in Chicago.