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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 105 for Charlotte. Dayton is 20 points cheaper overall. Monthly rent goes from $1,705 to $1,186 (-30%).
If you earn the Charlotte median of $78,438, you would need approximately $63,497/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 20 points (19%).
Median rent in Charlotte is $1,705/month. In Dayton it is $1,186/month — a difference of $519 per month, or $6,228 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $63,497/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $3,702 in Charlotte vs $2,829 in Dayton — a difference of $873/month ($10,476/year).
The median home price in Dayton is $133,852 vs $393,846 in Charlotte. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $1,991 in Charlotte.