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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 178 for Carlsbad. Dayton is 93 points cheaper overall. Monthly rent goes from $3,463 to $1,186 (-66%).
If you earn the Carlsbad median of $139,326, you would need approximately $66,532/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 93 points (52%).
Median rent in Carlsbad is $3,463/month. In Dayton it is $1,186/month — a difference of $2,277 per month, or $27,324 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $66,532/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $6,745 in Carlsbad vs $2,829 in Dayton — a difference of $3,916/month ($46,992/year).
The median home price in Dayton is $133,852 vs $1,358,154 in Carlsbad. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $6,868 in Carlsbad.