Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Moving to Dayton is a financial step down — higher costs without proportional income gain.
Dayton has a cost index of 85 vs 160 for Cambridge. Dayton is 75 points cheaper overall. Monthly rent goes from $3,355 to $1,186 (-65%).
If you earn the Cambridge median of $126,469, you would need approximately $67,187/year in Dayton to maintain equivalent purchasing power, based on the cost index difference of 75 points (47%).
Median rent in Cambridge is $3,355/month. In Dayton it is $1,186/month — a difference of $2,169 per month, or $26,028 per year.
Moving to Dayton is a financial step down — higher costs without proportional income gain. The salary equivalent to maintain your current lifestyle is $67,187/year in Dayton. The median income there is $43,454.
Estimated monthly essentials total $6,328 in Cambridge vs $2,829 in Dayton — a difference of $3,499/month ($41,988/year).
The median home price in Dayton is $133,852 vs $1,019,841 in Cambridge. With 20% down and a 6.5% rate, the estimated monthly mortgage payment is $677 in Dayton vs $5,157 in Cambridge.