Loading
Assembling your view…
Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Cost of living in Chandigarh, India (2026): cost index 98 (+5 vs national avg), rent ₹14,000/mo, median income ₹5,20,000/yr. Rent takes 32% of gross income. Full breakdown vs Chandigarh peers below.
Cost of living in Chandigarh, India (2026): cost index 98 (+5 vs national avg), rent ₹14,000/mo, median income ₹5,20,000/yr. Rent takes 32% of gross income. Full breakdown vs Chandigarh peers below.
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 2 | Patna | 68 | ₹7,500 | ₹3,20,000 |
| 3 | Raipur | 68 | ₹7,000 | ₹3,40,000 |
| 4 | Ranchi | 70 | ₹7,500 | ₹3,50,000 |
| 5 | Bhopal | 72 | ₹8,500 | ₹3,60,000 |
| 6 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
| 7 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 8 | Guwahati | 75 | ₹9,000 | ₹3,80,000 |
| 9 | Nagpur | 78 | ₹10,000 | ₹4,20,000 |
| 10 | Lucknow | 78 | ₹10,000 | ₹4,00,000 |
| 11 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 12 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 14 | Dehradun | 82 | ₹10,000 | ₹4,20,000 |
| 15 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 16 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 17 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 18 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 19 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 20 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
Chandigarh: cost index 98 (+5 vs national avg 93), rent ₹14,000/month.
Chandigarh region average cost index: 93. Chandigarh is +5 vs region peers.
Quality of life: 64/100 — safety 72, healthcare 78, walkability 55.
Safety score: 72/100 (crime rate 32.5/1k). National average: 62/100.
One stat flips the usual narrative: Chandigarh has a cost index of 98 — 5 points above the India national average of 93. Median income is ₹5,20,000 with rent at ₹14,000/month, putting the rent-to-income ratio at 32%. This combination is rare — and valuable.
Here's where it gets complicated: looking at Chandigarh as a whole, the spread across all 28 cities is 44 points on the cost index. Mumbai sits at the other end with index 142 and rent of ₹35,000/mo. This combination is rare — and valuable.
On quality of life, Chandigarh scores a composite score of 64/100 — reflecting its safety (72), healthcare (78), and walkability (55) metrics. Pair that with the housing data, and the pattern sharpens. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Chandigarh — cost index 98, rent ₹14,000/mo, income ₹5,20,000, QoL 64/100.
Patna — cost index 68, rent ₹7,500/mo, income ₹3,20,000, QoL 51/100.
Raipur — cost index 68, rent ₹7,000/mo, income ₹3,40,000, QoL 59/100.
Ranchi — cost index 70, rent ₹7,500/mo, income ₹3,50,000, QoL 59/100.
Bhopal — cost index 72, rent ₹8,500/mo, income ₹3,60,000, QoL 63/100.
Chandigarh has a cost index of 98 (national avg: 93). Median rent is ₹14,000/month, median income ₹5,20,000/year, giving a rent-to-income ratio of 32%.
The Chandigarh region of average QoL score is 57/100. Chandigarh leads with 64/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Chandigarh: cost index 98, rent ₹14,000/mo, income ₹5,20,000/yr, QoL 64/100. Patna: cost index 68, rent ₹7,500/mo, income ₹3,20,000/yr, QoL 51/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.