What is the cost of living in Panaji?

Panaji has a cost of living index of 105 (100 = India average). Median monthly rent is ₹15,000 and median household income is ₹4,80,000.

What is the average rent in Panaji?

The median monthly rent in Panaji is ₹15,000. The median home price is ₹65,00,000.

Is Panaji affordable?

Panaji's rent-to-income ratio is 37.5%. This exceeds the recommended 30% threshold, meaning rent takes a significant portion of household income.

What are the average salaries in Panaji?

Salaries in Panaji vary by occupation. Software Engineers earn a median of ₹18,66,900, Registered Nurses earn ₹6,88,800, and Teachers earn ₹4,23,150.

What is the quality of life in Panaji?

Panaji scores 64/100 on our quality of life index, which factors in affordability, safety (72/100), healthcare (68/100), air quality, green space, and transit access.

Panaji has a safety score of 72/100 with a crime rate of 28.5 per 1,000 residents. It's considered a relatively safe city.

Is Panaji good for digital nomads?

Panaji scores 61/100 for digital nomads, factoring in internet speed (55 Mbps), walkability (52/100), safety, and cost of living. It has room to improve for the nomad lifestyle.

What is the weather like in Panaji?

Panaji has summer highs around 34°C (93°F) and winter lows around 22°C (72°F). The city gets 2,700 hours of sunshine per year with 2932mm of rainfall.

Home/India/Goa/Panaji

India

Goa

1,15,000

Panaji

Cost of living, rent, income, taxes, and expenses for Panaji, India.

Cost Index

0/100

Income

₹4,80,000/yr

Rent

₹15,000/mo

Home Price

₹65,00,000

Population

1,15,000

12mo Trend

+5pts

Quality of Life Dashboard

Overall QoL

National avg: 57

Safety

Crime: 28.5/1k

Healthcare

Walkability

Nat avg: 45

Digital Nomad

Nat avg: 58

Purchasing Power

457143

Air Quality (AQI)

Green Space

40%

Education

72/100

Climate & Weather

Summer

34°C

93°F

Winter

22°C

72°F

Sunshine

2,700

hrs/year

Rainfall

2932

mm/year

Snow Days

days/year

Temperature Range

-20°C0°C20°C40°C

Lifestyle Intelligence

Walk Score52/100

Transit Score22/100

Internet Speed55 Mbps

Avg Commute18 min

Nightlife82/100

Startup Score42/100

1 University

Education score: 72/100

Grocery Basket & Monthly Costs

🥛

Milk (1L)

₹50

🍞

Bread

₹40

🥚

Eggs (12)

₹68

🍚

Rice (1kg)

₹50

🍗

Chicken (1kg)

₹225

🍺

Beer (500ml)

₹120

☕

Coffee

₹130

🚌

Transit Pass

₹1000

💪

Gym

₹1800

🎬

Cinema

₹220

Monthly Essentials Total₹6,142

Estimated from 15L milk, 8 loaves, 48 eggs, 4kg rice, 8kg chicken + transit + gym

Everyday Cost Snapshot

Groceries

₹2,700

monthly household grocery budget

Utilities

₹1,350

electric, water, and home basics

Internet

₹63

home broadband estimate

Phone

₹37

mobile service estimate

Transportation

₹1,800

monthly transit and local travel

Healthcare

₹1,500

routine monthly healthcare spend

Essentials total

₹22,450

After essentials

₹17,550

Rent share

37.5%

Cost Breakdown

Housing

+23%vs avg

Food & Groceries

+1%vs avg

Transportation

-3%vs avg

Utilities

-8%vs avg

Healthcare

+9%vs avg

Top Neighborhoods

Fontainhas₹18,000/mo

Latin Quarter heritage

Dona Paula₹20,000/mo

Upscale beach area

Panjim Market₹14,000/mo

Central & bustling

Salary Ranges in Panaji

RoleEntryMedianExpert

Chief Executive₹19,05,120₹26,46,000₹37,57,320

General Manager₹9,70,704₹13,48,200₹19,14,444

Operations Manager₹9,34,416₹12,97,800₹18,42,876

Marketing Manager₹14,24,304₹19,78,200₹28,09,044

Sales Manager₹12,24,720₹17,01,000₹24,15,420

HR Manager₹11,79,360₹16,38,000₹23,25,960

Financial Manager₹13,60,800₹18,90,000₹26,83,800

IT Manager₹14,87,808₹20,66,400₹29,34,288

12-Month Trend

Similar Cities in India

Pune108

Maharashtra · ₹18,000/mo · QoL 53

Noida110

Uttar Pradesh · ₹16,000/mo · QoL 48

Hyderabad110

Telangana · ₹18,000/mo · QoL 53

Chennai112

Tamil Nadu · ₹18,000/mo · QoL 55

Chandigarh98

Chandigarh · ₹14,000/mo · QoL 64

Kochi95

Kerala · ₹12,000/mo · QoL 67

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Frequently Asked Questions

Affordability Score

Affordable — income vs rent

Digital Nomad Profile

DN Score

Internet

55 Mbps

Commute

18 min

Safety

72/100

Walkability

52/100

Tax Rates

Income Tax20%

CPP/EIN/A

Property Tax1.5%

GST/HST18%

Combined Tax Load

39.5%

Budget Quick Look

Monthly Income (est.)

₹40,000

Median Rent

₹15,000

After Rent

₹25,000

Rent-to-Income

37.5%

Housing

Median Home Price

₹65,00,000

Population

1,15,000

Startup Ecosystem

Startup Score

Emerging scene

Assembling your view…

Crunching costs, sorting signals, rendering insights.