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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Kochi startup scene score: 58/100. Cost index 95, internet 62 Mbps, median income ₹4,80,000/yr. How does Kochi stack up for founders vs Kerala peers?
Kochi startup scene score: 58/100. Cost index 95, internet 62 Mbps, median income ₹4,80,000/yr. How does Kochi stack up for founders vs Kerala peers?
| # | City | Cost Index | Rent/mo | Income |
|---|---|---|---|---|
| 1 | Kochi | 95 | ₹12,000 | ₹4,80,000 |
| 2 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 |
| 3 | Mumbai | 142 | ₹35,000 | ₹7,20,000 |
| 4 | Gurugram | 125 | ₹22,000 | ₹7,80,000 |
| 5 | New Delhi | 128 | ₹22,000 | ₹6,80,000 |
| 6 | Hyderabad | 110 | ₹18,000 | ₹6,80,000 |
| 7 | Pune | 108 | ₹18,000 | ₹6,20,000 |
| 8 | Noida | 110 | ₹16,000 | ₹6,50,000 |
| 9 | Chennai | 112 | ₹18,000 | ₹5,80,000 |
| 10 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 |
| 11 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 |
| 12 | Surat | 82 | ₹10,000 | ₹4,50,000 |
| 13 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 |
| 14 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 |
| 15 | Kolkata | 88 | ₹12,000 | ₹4,50,000 |
| 16 | Jaipur | 85 | ₹11,000 | ₹4,20,000 |
| 17 | Indore | 75 | ₹9,000 | ₹3,80,000 |
| 18 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 |
| 19 | Panaji | 105 | ₹15,000 | ₹4,80,000 |
| 20 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 |
Kochi: cost index 95 (+2 vs national avg 93), rent ₹12,000/month.
Kerala region average cost index: 93. Kochi is +2 vs region peers.
Quality of life: 67/100 — safety 72, healthcare 82, walkability 42.
Safety score: 72/100 (crime rate 32.5/1k). National average: 62/100.
Strip away assumptions, and something unexpected emerges. Kochi has a cost index of 95 — 2 points above the India national average of 93. Median income is ₹4,80,000 with rent at ₹12,000/month, putting the rent-to-income ratio at 30%. Financially, that's significant.
Zooming out, looking at Kerala as a whole, the spread across all 28 cities is 27 points on the cost index. Raipur sits at the other end with index 68 and rent of ₹7,000/mo. That's a difference you notice every single month.
On quality of life, Kochi scores a composite score of 67/100 — reflecting its safety (72), healthcare (82), and walkability (42) metrics. And here's the trade-off: affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Kochi — cost index 95, rent ₹12,000/mo, income ₹4,80,000, QoL 67/100.
Bengaluru — cost index 132, rent ₹25,000/mo, income ₹8,50,000, QoL 50/100.
Mumbai — cost index 142, rent ₹35,000/mo, income ₹7,20,000, QoL 43/100.
Gurugram — cost index 125, rent ₹22,000/mo, income ₹7,80,000, QoL 44/100.
New Delhi — cost index 128, rent ₹22,000/mo, income ₹6,80,000, QoL 46/100.
Kochi has a cost index of 95 (national avg: 93), rent ₹12,000/mo, median income ₹4,80,000/yr, and a quality of life score of 67/100.
The Kerala region of average QoL score is 57/100. Kochi leads with 67/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Kochi: cost index 95, rent ₹12,000/mo, income ₹4,80,000/yr, QoL 67/100. Bengaluru: cost index 132, rent ₹25,000/mo, income ₹8,50,000/yr, QoL 50/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.