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Crunching costs, sorting signals, rendering insights.
Crunching costs, sorting signals, rendering insights.
Panaji safety score: 72/100 (crime rate 28.5/1k) — above the India average of 62/100. Here's how Panaji compares to cities in Goa and what the data means for everyday life.
Panaji safety score: 72/100 (crime rate 28.5/1k) — above the India average of 62/100. Here's how Panaji compares to cities in Goa and what the data means for everyday life.
Panaji: cost index 105 (+12 vs national avg 93), rent ₹15,000/month.
Goa region average cost index: 93. Panaji is +12 vs region peers.
Quality of life: 64/100 — safety 72, healthcare 68, walkability 52.
Safety score: 72/100 (crime rate 28.5/1k). National average: 62/100.
| # | City | Cost Index | Rent/mo | Income | QoL | Safety |
|---|---|---|---|---|---|---|
| 1 | Panaji | 105 | ₹15,000 | ₹4,80,000 | 64 | 72 |
| 2 | Thiruvananthapuram | 88 | ₹10,000 | ₹4,40,000 | 70 | 75 |
| 3 | Coimbatore | 82 | ₹10,000 | ₹4,20,000 | 65 | 72 |
| 4 | Surat | 82 | ₹10,000 | ₹4,50,000 | 59 | 72 |
| 5 | Indore | 75 | ₹9,000 | ₹3,80,000 | 63 | 72 |
| 6 | Kochi | 95 | ₹12,000 | ₹4,80,000 | 67 | 72 |
| 7 | Chandigarh | 98 | ₹14,000 | ₹5,20,000 | 64 | 72 |
| 8 | Nagpur | 78 | ₹10,000 | ₹4,20,000 | 61 | 68 |
| 9 | Bhubaneswar | 72 | ₹8,000 | ₹3,60,000 | 63 | 68 |
| 10 | Dehradun | 82 | ₹10,000 | ₹4,20,000 | 65 | 68 |
| 11 | Ahmedabad | 88 | ₹12,000 | ₹4,80,000 | 56 | 65 |
| 12 | Bhopal | 72 | ₹8,500 | ₹3,60,000 | 63 | 65 |
| 13 | Visakhapatnam | 82 | ₹10,000 | ₹4,20,000 | 61 | 65 |
| 14 | Pune | 108 | ₹18,000 | ₹6,20,000 | 53 | 62 |
| 15 | Chennai | 112 | ₹18,000 | ₹5,80,000 | 55 | 62 |
| 16 | Raipur | 68 | ₹7,000 | ₹3,40,000 | 59 | 62 |
| 17 | Hyderabad | 110 | ₹18,000 | ₹6,80,000 | 53 | 60 |
| 18 | Bengaluru | 132 | ₹25,000 | ₹8,50,000 | 50 | 58 |
| 19 | Jaipur | 85 | ₹11,000 | ₹4,20,000 | 52 | 55 |
| 20 | Guwahati | 75 | ₹9,000 | ₹3,80,000 | 61 | 55 |
Let's cut to what actually matters here. Panaji has a cost index of 105 — 12 points above the India national average of 93. Median income is ₹4,80,000 with rent at ₹15,000/month, putting the rent-to-income ratio at 38%. That ratio is hard to beat anywhere else.
That said, looking at Goa as a whole, the spread across all 28 cities is 23 points on the cost index. New Delhi sits at the other end with index 128 and rent of ₹22,000/mo. This combination is rare — and valuable.
On quality of life, Panaji scores a composite score of 64/100 — reflecting its safety (72), healthcare (68), and walkability (52) metrics. Context matters here. affordability and QoL don't always move in the same direction, and India is a good example of that tension.
Panaji — cost index 105, rent ₹15,000/mo, income ₹4,80,000, QoL 64/100.
Thiruvananthapuram — cost index 88, rent ₹10,000/mo, income ₹4,40,000, QoL 70/100.
Coimbatore — cost index 82, rent ₹10,000/mo, income ₹4,20,000, QoL 65/100.
Surat — cost index 82, rent ₹10,000/mo, income ₹4,50,000, QoL 59/100.
Indore — cost index 75, rent ₹9,000/mo, income ₹3,80,000, QoL 63/100.
Panaji has a safety score of 72/100 and a crime rate of 28.5/1,000 residents. The India average safety score is 62/100.
The Goa region of average QoL score is 57/100. Panaji leads with 64/100, reflecting safety, healthcare access, walkability, and green space.
Our index is benchmarked to 100 (national median). Sub-categories cover housing, food, transport, utilities, and healthcare. Data sources include MoSPI CPI, RBI, NHB RESIDEX, PLFS.
Panaji: cost index 105, rent ₹15,000/mo, income ₹4,80,000/yr, QoL 64/100. Thiruvananthapuram: cost index 88, rent ₹10,000/mo, income ₹4,40,000/yr, QoL 70/100.
This analysis uses data from MoSPI CPI, RBI, NHB RESIDEX, PLFS to rank cities in India. The cost of living index is benchmarked to 100 (national median). Quality of life scores combine safety, healthcare, walkability, air quality, green space, and transit metrics. Salary ranges use national occupation data adjusted for local cost differences. Data is updated regularly to reflect current market conditions.